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Atheism has no position on the creation or development of the world. It is only the lack of belief in any god(s).
Since I teach probability at the college level, I am well familiar with the chances of the world developing in the way it did, which is 100%. In order to understand the chances of it being created supernaturally, you first have to establish that it is possible to have anything created supernaturally. Can you do this? Nobody has so far.
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Yes, there is only a slimline chance that a planet could be Earth-like. That's why we don't find too many.
However, your question is a bit like saying to a lottery winner, "You know the chances of you winning were tiny, right? Therefore you must have cheated."
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In some ways I do, but knowing what they are makes me aware that other people have their own views on all sorts of subjects that differ from mine. A sense of humour comes in handy, when someone asks a question like yours someone somewhere usually comes in with the Einstein quote about God not being a gambler, well quantum physics has proven that IF God exists, he/she/it is a Gambler. So yes I do believe we are the result of some incredibly long odds.
Then there's the Intelligent Design thing, don't you think that is a bit of an insult to your God, the sign of good design is simplicity, one of the corner stones of ID is Irreducible Complexity, which implies God is a bad designer, never have understood why people want to shoot themselves in the foot with that one! :)